Business Insurance
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Business Insurance
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Business Owners Policy

HomeFirst® Agency wants to help you protect your investment in your company’s future. We offer a Business Owners policy through Stillwater Insurance Group that provides essential coverages for small to medium sized companies. This policy can insure your business’s building, equipment or property and extends basic liability coverage. It can also help maintain your income if a fire, burglary, cyber-attack or other covered incident interrupts your business.

A Business Owners Policy is built on these main coverages*:

  • Property — Helps cover repairs or to replace your building(s) and business property such as furniture, equipment or computers destroyed or damaged by covered perils.
  • Business Interruption — Reimburses loss of income if your business is disrupted due to a covered incident and pays for additional expenses if you need to operate out of a temporary location.
  • Liability — Helps covers medical costs if your company is responsible for injury, property damage or other mishaps.

You also can add cyber protection as an endorsement. It covers damages your business suffers from various cyber-attacks. Optional endorsements may have additional costs associated.

*These are generalized coverage descriptions. Please consult with your HomeFirst® representative for more information as well as your policy contract.

A Business Owners Policy insures coverage for a wide range of companies, from professional or medical offices to retailers and service providers to home-based businesses and new startups. Invest in your business’s protection and future today.

To see the insurance companies associated with each insurance product, click here. Each insurer is solely responsible for its own products.

NOTE: Business Owners insurance product quotes with HomeFirst® Agency, Inc. are subject to state availability.

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