HomeFirst® Agency wants to help you protect what you’ve worked hard to build. We offer business insurance through Liberty Mutual® that covers a wide range of risks, from property damage and liability to cyber threats and on-the-job injuries.
Whether you’re a small business owner, contractor, or growing a team, we have options that fit.
Business Owner's Policy
A Business Owner's Policy is one of the most practical ways to protect a small to medium-sized business. It bundles the core coverages most businesses need into a single policy with flexible limits and optional endorsements.
A Business Owner's Policy is built on these main coverages*:
- Property: helps cover repair or replacement of your building(s) and business property damaged or destroyed by covered events, including furniture, equipment, computers, and more.
- Business Interruption: reimburses lost income if your business is disrupted by a covered incident and pays for additional expenses if you need to operate from a temporary location.
- Liability: helps cover medical costs if your business is responsible for injury, property damage, or other accidents.
You can also add cyber protection as an endorsement. It covers damages your business suffers from data breaches, unauthorized system intrusions, cyberattacks, and cyber-related litigation. Optional endorsements may have additional costs.
A Business Owner's Policy works for a wide range of businesses, including professional and medical offices, retailers, service providers, home-based businesses and new startups.
